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When do you start thinking about Long Term Care protection?
Let us help you look at funding your Long Term Care costs - call Fred at (760) 435-9702 or email at...
read moreVideo Introduction of Agents Insurance Services of America, Inc. by Fred Berger
Successful business owners, executives and professionals
Successful business owners, executives and professionals may be able to use other people money to pay for the life insurance premiums for their business and supplemental retirement needs. The following are couple examples of programs we have available to help you get...
read morePolicy Loan Rescue for Whole Life or Universal Life insurance polices
Have you purchased a Whole Life or Universal Life policy in the past and find that it is underperforming or no longer economical? Have you taken a loan from the policy to pay premiums or to fund other cash needs? These loans along with underperforming policies may...
read moreDiabetes and Life Insurance
Many people with Diabetes have been told they cannot qualify for life insurance or most pay a much higher premium. All Life Insurance companies are not the same and underwrite diabetes quite differently. To find the best companies and the best premiums a diabetic can...
read moreWe help people with diabetes, heart disease, MS, cancer survivors or other medical conditions get life insurance. We are looking to help the person who needs life insurance and may have been told that you are uninsurable or need to pay a higher premium. If you take...
read moreSeniors who own life insurance or their financial advisors
Seniors who own life insurance or their financial advisors: Please do not throw unneeded or unaffordable life insurance policies out yet. You may be throwing good money away! RECENT LIFE SETTLEMENTS SUCCESS STORY Wife received the husband’s $1,000,000 UL policy in a...
read moreWhen a life insurance policy is no longer needed!
Life Insurance is a valuable asset and could be an excellent alternative source of money for seniors to help navigate through the expenses of retirement. Sometimes the life insurance policy no longer makes sense: either the original need is for the benefit is no...
read moreAdditional new company to launch life insurance policies for those with HIV
We are excited that we now have 2 companies that may provide life insurance for individuals with HIV+. Prudential to launch life insurance policies for those with HIV It will still take the careful skill to package each client with HIV+ in order to get the best...
read moreBusiness Life Insurance for HIV+
Business owners who are HIV+ may be able to qualify for up to $4 million of term life insurance to protect their business interests and business partners. Best candidates for this program are select HIV+ individuals who are under excellent control and treatment...
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